Continued Action Required to Protect the Rights of the Catastrophically Injured Under Michigan’s No Fault System

November 7, 2017

Thank you for your support on this issue.

Please write or call your State Representative to thank them for voting NO, or to discuss their YES vote. We suggest you personalize your message, but offer the outlines below. It is important to do this ASAP.

You can find your representative at; http://house.michigan.gov/mhrpublic/frmFindaRep.aspx

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Thank you for voting NO on HB 5013; I applaud you for being on the moral and ethical side of this issue, and resisting the pressures placed upon you and your fellow representatives.

Had HB5013 passed, many of your constituents may well have ended up in Medicaid funded nursing homes due to the unrealistic PIP caps and insufficient fee schedules. Quality of life for Michigan’s catastrophically injured would have become nonexistent.

As you well know, the defeat of HB5013 is just the beginning of this complex struggle. I believe everybody at the Capitol last week and all stakeholders in this issue believe reform to Michigan’s auto no-fault system is long overdue; however, HB 5013 was not the answer. It is my hope that the defeat of HB5013 will be the start of substantive discussion toward meaningful reform. To that end, I believe House Bills 5101-5111 offer a framework. They include medical cost-containment requirements, bans on unfair auto insurance rating practices and fraud prevention measures, while maintaining critical and compassionate care for the catastrophically injured. The Fair and Affordable No-Fault Reform legislation is a deal that benefits all sides of the auto insurance debate. Insurers will see lower costs due to reduced medical expenses and fraud, accident victims will still receive quality care, and drivers will see lower rates.

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I would like to discuss your YES vote on HB 5013.

Had HB5013 passed, many of your constituents may well have ended up in Medicaid funded nursing homes due to the unrealistic PIP caps and insufficient fee schedules. Quality of life for Michigan’s catastrophically injured would have become nonexistent.

As you well know, the defeat of HB5013 is just the beginning of this complex struggle. I believe everybody at the Capitol last week and all stakeholders in this issue believe reform to Michigan’s auto no-fault system is long overdue; however, HB 5013 was not the answer. It is my hope that the defeat of HB5013 will be the start of substantive discussion toward meaningful reform. To that end, I believe House Bills 5101-5111 offer a framework. They include medical cost-containment requirements, bans on unfair auto insurance rating practices and fraud prevention measures, while maintaining critical and compassionate care for the catastrophically injured. The Fair and Affordable No-Fault Reform legislation is a deal that benefits all sides of the auto insurance debate. Insurers will see lower costs due to reduced medical expenses and fraud, accident victims will still receive quality care, and drivers will see lower rates.

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